:root{
  --ink:#111827; --muted:#4b5563; --navy:#0f2747; --navy2:#183a63;
  --paper:#f7f6f2; --white:#ffffff; --gold:#b78b2f; --line:#d8dce3;
  --soft:#eef2f7; --danger:#8d1c1c;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.65}
a{color:var(--navy2)}
.wrap{width:min(1120px,calc(100% - 36px));margin:auto}
.topbar{background:#08192f;color:#dbe5f1;font-size:.9rem;padding:.55rem 0}
.header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:20}
.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:72px}
.brand{font-weight:850;color:var(--navy);text-decoration:none;letter-spacing:-.02em;font-size:1.1rem}
.navlinks{display:flex;gap:18px;align-items:center;font-size:.95rem}
.navlinks a{text-decoration:none;color:#253047}
.callbtn{display:inline-flex;align-items:center;justify-content:center;background:var(--gold);color:#111;text-decoration:none;font-weight:850;border-radius:8px;padding:.78rem 1rem;white-space:nowrap}
.hero{background:linear-gradient(135deg,#0b1f39,#17395f);color:#fff;padding:74px 0 64px}
.hero .eyebrow,.eyebrow{font-weight:800;text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;color:#d7b866}
.hero h1{font-size:clamp(2.3rem,6vw,4.3rem);line-height:1.03;letter-spacing:-.04em;max-width:860px;margin:.55rem 0 1rem}
.hero p{font-size:1.12rem;max-width:780px;color:#e2e8f0}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.secondary{display:inline-flex;align-items:center;text-decoration:none;font-weight:800;border:1px solid #8ba1bb;color:#fff;border-radius:8px;padding:.75rem 1rem}
.disclosure{font-size:.86rem;color:#64748b}
.hero .disclosure{color:#cbd5e1;max-width:860px;margin-top:18px}
main{padding:44px 0 88px}
.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:44px}
article h2{font-size:1.7rem;line-height:1.2;margin:2rem 0 .65rem;color:var(--navy)}
article p{margin:.5rem 0 1rem}
.cardgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:18px 0 34px}
.card{border:1px solid var(--line);border-radius:12px;padding:20px;background:#fff;text-decoration:none;color:var(--ink);box-shadow:0 1px 0 rgba(0,0,0,.02)}
.card strong{display:block;color:var(--navy);font-size:1.05rem;margin-bottom:5px}
.card span{color:var(--muted);font-size:.95rem}
.sidebar{position:relative}
.sticky{position:sticky;top:98px;border:1px solid var(--line);background:var(--paper);border-radius:12px;padding:22px}
.sticky h3{margin:.1rem 0 .45rem;color:var(--navy)}
.phone-big{font-size:1.45rem;font-weight:900;color:var(--navy);text-decoration:none;display:block;margin:.45rem 0 .9rem}
.breadcrumbs{font-size:.88rem;color:#6b7280;margin-bottom:20px}
.breadcrumbs a{color:#526174;text-decoration:none}
.linklist{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:18px 0 32px}
.linklist a{padding:12px 14px;border:1px solid var(--line);border-radius:8px;text-decoration:none;font-weight:700}
.sourcebox{background:#f8fafc;border-left:4px solid var(--navy2);padding:16px 18px;margin-top:30px}
.sourcebox ul{margin:.4rem 0 .2rem;padding-left:1.2rem}
.footer{background:#08192f;color:#cbd5e1;padding:44px 0 86px}
.footer a{color:#fff}
.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:32px}
.footer h3{color:#fff;margin-top:0}
.mobile-call{display:none}
.notice{border:1px solid #e4caa0;background:#fff9ed;border-radius:10px;padding:15px 17px;margin:20px 0}
@media(max-width:800px){
  .navlinks{display:none}
  .header .callbtn{display:none}
  .hero{padding:54px 0 48px}
  .content-grid{grid-template-columns:1fr}
  .sidebar{order:-1}
  .sticky{position:static}
  .cardgrid,.linklist,.footergrid{grid-template-columns:1fr}
  .mobile-call{display:flex;position:fixed;z-index:50;left:12px;right:12px;bottom:12px;background:var(--gold);color:#111;text-decoration:none;font-weight:900;border-radius:10px;padding:15px;justify-content:center;box-shadow:0 6px 28px rgba(0,0,0,.24)}
  .footer{padding-bottom:100px}
}